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Travelling isn’t just a luxury for the rich; anyone can do it. It just takes some careful planning, rejigging your finances, and thrifty choices. For ideas of how you can make your dream of traveling more come true, read this guide for tips and tricks.
Reduce Mortgage Payments
The most substantial payment you make each month is your mortgage. If you can look at options to see if you can reduce it. A lesser mortgage payment means more money you can put towards adventures around the world. If you’re unsure what your options are, search for https://altrua.ca, there’s plenty of guidance on here to give you a better idea of how to reduce your mortgage. Plus, contact details to get in touch with advisers for more information too.
Mortgage interest rates are pretty low right now because of the pandemic. Remortgaging to a different, cheaper mortgage product could free up more of your income each month to put towards traveling the world.
Sell Your Things Online
We all have items stashed in cupboards, the attic, and cellar we could sell. The hardest part is finding the motivation to organize and dust off what could be worth a few dollars. Use your motivation to travel more, to add more to your travel pot, and give you the oomph to start selling junk you haven’t used in years.
For instance, outdated clothes, to someone else, could be passed off as vintage. Extra furniture in the spare room you no longer need, electricals like old phones, tablets, and laptops, there’s always someone out there that can use it. Here are a few sites worth taking a peek at. Some with fees, some without, it’s really about finding a platform that works for you.
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Airplane rides are usually the quickest way to get you abroad, but they’re also sometimes the most expensive. Choosing to travel slowly can make your money stretch further, and leave money in savings for other adventures.
Take a look at all your travel options to see what’s the cheapest. With everything from trains to coach rides, buses, and boats, one route will be less expensive than the rest. It may just mean it takes longer to get there. When you’re searching for flights, instead of selecting ‘direct flights only’ on your search, uncheck this box because flying could work out cheaper if you have to stop off in another country first.
Always look at how you will get around your destination too. Planning and getting to know the local area with Google maps can give you an idea of how far historical sights, monuments, zoos, shops, and beaches are, and the cheapest way you can get around to these places.
Your first form of transport to think about should be walking, it’s healthy for you, and it’s free. Plus, it ties into the goal of slowing down your travels, soaking in your surroundings, all while saving money for more vacations!
It’s tempting when you’re looking at holidays to choose the best looking hotel with five pools, and a sea view. But when you think about it realistically, how much time are you really planning on spending at your accommodation? If you’re active and keen to get out and do things, the main thing your accommodation should be is clean, comfortable, and cheap. Below are a few suggestions for alternative accommodation.
Air B and B
With more thrifty travelers around the world, sites like Air B and B are rated highly. Air B and B is for ordinary people to advertise their spare room, annex, apartment, and so on. Each accommodation is priced differently and is usually cheaper than staying in a conventional hotel.
A great option, particularly if you have a family, is to get away by house swapping. It means you get to benefit from a fully equipped home that’s big and comfortable enough for everyone to stay at a fraction of a price at a hotel. Some home swapping sites to look at are Love Home Swap, Knok, and CasaHop.
Family and Friends
If you have friends or family across the country, why not ask if you can join them for a week and make a holiday out of it. If you regularly keep in touch, staying with friends and family guarantees you’ll feel welcome and comfortable in your accommodation, have great company, and advice from real locals about where to go and what there is to do.
To cover your stay, you could repay by cooking meals for everyone, or other helpful household gestures such as running a few errands or helping out in the garden to keep your hosts happy. And in between, you’ll have plenty of free time to explore, without the burden of expensive accommodation weighing you down.
Depending on where you want to travel and for how long, investing in a campervan is worth considering. Campervans provide you transport and accommodation rolled into one, and so you’ll only need money for food and activities. To keep it thrifty, take a look at pre-owned camper vans that you can pick up for a few grand that could last for the rest of your life.
Save Money On Food
Choosing to self-cater is usually the cheapest option. You can pack your edibles to take with you, mainly food that won’t perish, such as canned food like chopped tomatoes and beans, or packet food like pasta and couscous. And create tasty meals while you’re away, plus at least you know that because you cooked it, your family will eat it! Buy local fresh produce to top up your cupboards but also to get a taste of local food, but set a budget, so you don’t overspend.
If you want to splash out on local cuisine, before booking a restaurant, make sure you check free apps on the internet like Groupon. If you reset the location to where you’ll be staying, local eateries will pop up that you can eat at for a discounted price. However, always read the terms and conditions. Sometimes an offer, for example, for two meals and a bottle of wine at a local Italian restaurant, may only be available Monday to Friday at lunchtime. Reading the conditions before you buy on Groupon will prevent you from wasting money on a voucher you can’t use.
Cut Back On Holiday Spending
Firstly we’ll cover the amount we tend to spend before a trip has even begun. None of us are strangers to purchasing an excessive amount of clothes we’ll think we need, but probably never wear. Or expensive last-minute sun cream at the airport and other novelty items for traveling on holiday aren’t entirely necessary.
To curb your spending before each trip, look at everything you already have that you can take. Sun creams stuffed in the attic from the last vacation can prevent you from needing to buy more. Holiday clothes with tags on could be perfect for your upcoming trip. If you’re tempted to buy something beforehand, set a budget, head for the sales, and even consider thrift stores for second-hand clothing.
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While you’re away, the same rules apply; you can save money for your next vacation by watching your spending. Some things we tend to overspend on are buying souvenirs and postcards for relatives back home. But in all honesty, unless the token is particularly useful, your friend at work might be okay with not having another thimble with your holiday destination.
A mindset to keep on your travels is to buy only what’s necessary. The central part of your vacation to take back with you is the suntan and memories. But if you’re still optimistic about getting a souvenir or two, why not take lots of pictures to capture several moments you can look back on and cherish. Or pick up a pretty seashell or rock to put in your garden or give to your neighbor.
Find Free Things To Do
Part of going away is exploring, and that takes little to no money to do. All you need is your feet, a bottle of water, and some snacks in a backpack, and you can spend your time strolling city streets, along the promenade or the local woods – walking and observing your surroundings is free.
Search for local free events in the area, too, parks, swimming pools, and excursions. Before going away, researching the place you’ll be visiting and writing out a rough daily guide of what you’ll be doing each day gives kids, in particular, something to look forward to. After all, children care about having fun with you, not how much activity costs. And it means your money will go further, and you’ll have enough for another holiday away soon.
Would you believe that there’s even more that you can do to allow you and your family to get away more? From remote working to selling one of your cars (if they’re not in much use). Plus, checking up on your monthly outgoings to see if there are savings you can make. Every little bit of saving and extra income amounts to more adventures away.